A Wage Garnishment Lawyer Can Help You Understand Your Options
A wage garnishment, otherwise known as wage garnishments and wage attachment, is a means to collect a loan through an alternative legal process called a civil proceeding. The lender or collection company initiates the action by suing you and having a judgment issued against you by a judge. With the judgments in place, the lender can now have a court order to garnish your wages. You should contact wage levy assistance baltimore maryland attorney to discuss your options.
Wage garnishments are imposed on a person's wages in the event that they fail to make their payments or if they fail to be current in their payments. The penalties can include a reduction of your paycheck; an increase to the minimum wage; and you may also lose the driver's license or other licenses related to your occupation. If you do not know how much the garnishments will be, then you should contact a wage garnishment lawyer. An experienced attorney can help you determine your rights and how to work with your creditor.
The legal process is usually carried out by the Department of Revenue. The department does not have a personal or confidential attachment on your wages, but is tasked with collecting the debt on your behalf. When you have made all of your payments on time, they will file a complaint with the court. If you are found to have been negligent in your payments, you may be subject to garnishments. However, some garnishments cannot be filed by the IRS.
Most people who are garnished do not even realize it. The Department of Revenue only gets involved when they have collected an overpayment, and you may not even be aware that you have been subjected to the collection process. In the majority of cases, an individual is notified that they will need to make payments in a specific amount, which can change from year to year, and can be more than one thousand dollars for individuals with multiple paychecks. You should contact a wage garnishment lawyer immediately to discuss your options. A professional wage garnishing attorney can help you determine whether a garnishment would be better for your situation. Discover more facts about lawyers at http://www.ehow.com/how_2032595_become-lawyer.html
Wage garnishing is one of the most common methods used by creditors to pursue a non-payment, and the procedures are often carried out by collection agencies. Many times, the garnishments are applied to the last ten years or can be applied for as long as fifty years. If you have had a few unpaid checks outstanding, the collection agency may choose a longer period. The most common reason for wage attachment is late payment, and many other reasons have been reported including tax evasion and drug abuse. Some individuals may have experienced a wage garnishment due to a bankruptcy and can receive a stay-away order that prevents them from repaying the creditors.
A professional wage and tax expert from Delia can advise you on your options for wage attachment and will explain your rights. They will also explain the statute of limitations for your state. If you are facing wage attachment, you may need to contact a wage and tax lawyer to discuss your options.